Author Archive

All About Casualty Insurance

Written by Michael on . Posted in General / Other Insurance

Casualty insurance is a broad term and covers any kind of loss and damage related to property or any other liability. One will find the insurance type including theft insurance, liability insurance, vehicle insurance, elevator insurance, etc. This is an essential insurance for businesses as it keeps the company safe and protected from any liabilities that may arise. It is essential to learn about the insurance and use it to your advantage and safety as a damage can often end up being a large expense.

Sometimes, the scope of Casualty insurance overlaps with the liability insurance. However, it is not connected in any way to the health insurance or with life insurance. The terms is often seen being used in aviation, boiler and machinery insurance as property insurance. It may also cover for shipwrecks or losses at sea under marine insurance or include the political risk insurance, terrorism insurance, etc. Thus, we find that the scope and meaning of casualty insurance may be wide and expansive.

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Looking For Online Insurance Quotes

Written by Michael on . Posted in Business Insurance Quotes

Whenever you turn on the television, you are most likely to see an ad on insurance that inform you about a better plan or a new insurance company. They may also remind you to pay those premiums on time. An increasing number of car insurance companies prefer to operate online and sell the insurance directly to their customer. The insurers too, find it more convenient to look for online insurance quotes and make some good comparisons. After all, it is easy, fast and convenient. One can check out those companies anytime, anywhere and get the information they are looking for with just a few clicks.

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Personal Factors That Affect Insurance Rates

Written by Michael on . Posted in Business Insurance Quotes, Commercial Vehicle Insurance, General / Other Insurance

Taking out insurance for your vehicle and comparing car insurance rates before doing so is nothing new. Every other insurer is doing that and wants to make sure that he is getting the best coverage in the least costs. Thankfully, one can rely on the internet to get reliable information and make some good comparisons. It is surprising to know that insurers are often not aware about the aspects in their personal information that can lower the insurance rates or make those premiums higher. It is essential to learn about those personal factors that can impact the costs of car insurance and how to keep them under control. Read on to learn more.

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When Switching Auto Insurance

Written by Michael on . Posted in General / Other Insurance

Although, there is a lot written about auto insurance, one may still feel the need to learn more about the coverage and make well informed decisions. After all, the wonderful world of car insurance just keeps on growing and expanding, adding new facets to it. The prime aim of this page is to how to switch insurance companies relatively painlessly, especially when related to automotive insurance and managing the coverage. One is often looking for a change for a number of reasons. Perhaps, one is moving to another state, or buying a new car or one may simply be dissatisfied with the existing company’s service. Whatever the reason for switching to another company for the coverage, make sure you give the current insurer sufficient notice, or it may cost you money and can even affect your credit history negatively.

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All about Workers Compensation Insurance

Written by Michael on . Posted in Workers' Compensation Insurance

The purpose of workers compensation insurance is to offer replacement for wages and take care of medical benefits in case of an injury or any negligence. The tradeoff that take place between assured and lack of recourse as well as limited coverage is referred to as the compensation bargain. These plans and regulations may differ among jurisdictions. These compensation can be made as weekly payments in place of wages and take care of any economic loss, medical expenses,  and benefits payable to the dependents of worker. Earlier, employer negligence was often not an issue in these cases and there was no compensation plan for any damages for pain and suffering caused to the worker for employer negligence.

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