What Falls Under General Insurance?

Written by Michael on . Posted in General / Other Insurance

Life has its own share of risks and dangers, varying in their improbability. The onus lies on us to realize the seriousness of these potential risk and prepare ourselves. General insurance offers protection against different kinds of hazards in our life and these cover risks related to property, vehicle, lending, money or any other kind of causality except life.  There are different laws and rules relating to general insurance in different states. Get complete and accurate information from your insurer in your state.

The standard lines under the general insurance cover the areas of automobiles, enterprises and property while the excess lines take care of aspects outside the aforesaid features. The purpose is to hand out respective claims with the help of adequate pooling. However, there is usually a short term agreement followed under the insurance and the term extends not more than a year. Annual payment of premiums is another feature.

read more ...

Motorcycle Insurance Need Not Be Complex

Written by Michael on . Posted in General / Other Insurance

If you own a motorcycle, then probably you have heard about motorcycle insurance. Just like any other vehicle or auto, it is essential to cover your motorcycle with an insurance policy.  The rates for the insurance are dependent upon a number of factors. Some of these are the make and model of the motorcycle along with. Your personal driving record. The age of all riders, the year the motorcycle was registered as well as custom parts and accessories that have been added to the motorcycle will influence the costs of the motorcycle insurance.

read more ...