There are plans to customize insurance covers on different levels specific to cover the liability for both the business owner and clientele. Referred to as the garage keepers insurance policy, the policy covers both liability responsibility and the customers vehicles while it is still in the repair shop. The garage insurance protects the business owner against theft, or any damage to the customer’s car due to a mechanic’s negligence. However, under the general liability insurance, the cost of the vehicle repairs is not covered, unless and until, the customer has opted for a comprehensive coverage.
Even if the vehicle has an auto insurance on its own, the garage keepers insurance offers the collision coverage. This will depend on the limits that have been selected to be the primary insurer. The Shop Insurance packages can be customized on different levels to cover all aspects from the business owner and clientele point of view. The policy covers both the physical damage caused to the vehicles of the customers’ while it is under the repair at the mechanic shop. It is important for the car owners to carry appropriate auto repair shop insurance. This is also going to boost the business at the mechanic shop.